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Marsh Wealth Management2020-01-10T16:52:52+00:00
The Journey
You work hard, and you love your family, juggling many demands on your time. You might be taking care of parents, kids, or both at the same time. When you have a moment to ponder retirement, it’s not in terms of hard-to-define “dreams and goals”. It’s in terms of “wanting to maintain your lifestyle” and “having enough money as long as you live.”
The Journey
You work hard, and you love your family, juggling many demands on your time. You might be taking care of parents, kids, or both at the same time. When you have a moment to ponder retirement, it’s not in terms of hard-to-define “dreams and goals”. It’s in terms of “wanting to maintain your lifestyle” and “having enough money as long as you live.”
Freedom
When retirement arrives and the alarm clock is finally silenced, it’s with a mix of excitement and fear. You’re excited to be totally free of work demands, but you’re a little scared too, knowing the paychecks have stopped and there are a lot of unknowns ahead. You used to have to balance your time; now you have to balance your money. If you spend too much too soon, you might run out. If you spend too little, you won’t have the comfortable retirement you wanted. You’re confident in your retirement, but perhaps this balancing act creates a nagging worry in the back of your mind.
Freedom
When retirement arrives and the alarm clock is finally silenced, it’s with a mix of excitement and fear. You’re excited to be totally free of work demands, but you’re a little scared too, knowing the paychecks have stopped and there are a lot of unknowns ahead. You used to have to balance your time; now you have to balance your money. If you spend too much too soon, you might run out. If you spend too little, you won’t have the comfortable retirement you wanted. You’re confident in your retirement, but perhaps this balancing act creates a nagging worry in the back of your mind.
The Problem

It’s the unknowns that create obstacles to confident retirement spending.

  • Losing Money in the Markets: What if the markets go down and you’re too afraid to open your investment account statements? You were counting on that money to live on.
  • Healthcare Costs: What if you or your spouse have a stroke or are diagnosed with a debilitating disease? Those extra medical costs were not in your spending plan.
  • Living a Long Time: What if you live as long as your 92-year-old aunt? You only planned on needing your money into your 80’s, since that’s as long as your parents lived.
  • Higher Taxes: What if the government raises taxes during your retirement years? Instead of 18% of your money going to taxes, it’s 24%. Higher taxes were not in your spending plan.

No wonder you decide not to take that trip to Italy, and drive to the beach instead! It’s the unknowns that keep you tightly holding on to your money and chip away at the vision of a fun, free, confident retirement.

The Problem

It’s the unknowns that create obstacles to confident retirement spending.

  • Losing Money in the Markets: What if the markets go down and you’re too afraid to open your investment account statements? You were counting on that money to live on.
  • Healthcare Costs: What if you or your spouse have a stroke or are diagnosed with a debilitating disease? Those extra medical costs were not in your spending plan.
  • Living a Long Time: What if you live as long as your 92-year-old aunt? You only planned on needing your money into your 80’s, since that’s as long as your parents lived.
  • Higher Taxes: What if the government raises taxes during your retirement years? Instead of 18% of your money going to taxes, it’s 24%. Higher taxes were not in your spending plan.

No wonder you decide not to take that trip to Italy, and drive to the beach instead! It’s the unknowns that keep you tightly holding on to your money and chip away at the vision of a fun, free, confident retirement.

Your Guided Tour of the Future

This is where we come in. Have you ever traveled somewhere you’ve never been before and tried to plan it on your own? It can be pretty stressful, juggling hotels, airlines, luggage, taxi’s, and sightseeing tickets. Which is why many people use guided tours for their travels. They pick a destination and let professionals manage the whole experience, down to the fine details, and a more relaxing and enjoyable journey is the result.

We take the stress out of retirement in many of the same ways tour guides take the stress out of traveling:

  • Planning for your retirement “trip”: Our financial planning methodology helps you choose the financial destination that is right for you and your family, guiding you through the decision-making process to arrive there successfully.
  • Knowing the inside scoop: We live and breathe retirement planning and have the credentials and licensing to prove it. We’ll help you uncover some hidden gems in retirement and tax planning you might not otherwise know about.
  • Living the life: A plan is only as good as the paper it’s written on if it’s never implemented. Our integrated team of CFP’s, CPA’s, attorneys and insurance professionals work together, managing the details of your retirement journey, allowing you to relax and enjoy.
  • Sense of community: It takes more courage to travel by yourself. Which is why we value the relationship we build with you – so you know you’re not alone. We’re there every step of the way, for you and your loved ones.

Simply put, now you can go back to juggling your time instead of your money: time with family, friends, new hobbies, golfing, reading, gardening, traveling, dancing, crafting, volunteering…. and not waste one more moment worrying about the future.

Your Guided Tour of the Future

This is where we come in. Have you ever traveled somewhere you’ve never been before and tried to plan it on your own? It can be pretty stressful, juggling hotels, airlines, luggage, taxi’s, and sightseeing tickets. Which is why many people use guided tours for their travels. They pick a destination and let professionals manage the whole experience, down to the fine details, and a more relaxing and enjoyable journey is the result.

We take the stress out of retirement in many of the same ways tour guides take the stress out of traveling:

  • Planning for your retirement “trip”: Our financial planning methodology helps you choose the financial destination that is right for you and your family, guiding you through the decision-making process to arrive there successfully.
  • Knowing the inside scoop: We live and breathe retirement planning and have the credentials and licensing to prove it. We’ll help you uncover some hidden gems in retirement and tax planning you might not otherwise know about.
  • Living the life: A plan is only as good as the paper it’s written on if it’s never implemented. Our integrated team of CFP’s, CPA’s, attorneys and insurance professionals work together, managing the details of your retirement journey, allowing you to relax and enjoy.
  • Sense of community: It takes more courage to travel by yourself. Which is why we value the relationship we build with you – so you know you’re not alone. We’re there every step of the way, for you and your loved ones.

Simply put, now you can go back to juggling your time instead of your money: time with family, friends, new hobbies, golfing, reading, gardening, traveling, dancing, crafting, volunteering…. and not waste one more moment worrying about the future.

Call Us at (865) 622-2162
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