The continued uncertainty of the economy and stock market has millions of Americans worried that their retirement could be rocky and unstable. When the stock market is roaring, it’s easy enough to believe that potential gains will continue to fund a stable retirement. But when the stock market becomes wobbly and unpredictable, current and future [...]
Did you know that just 30% of all households in the United States have a long-term financial plan? Though this may seem a bit shocking at first, in the big picture it makes a lot of sense. Many people live fully in the moment and don't like to think about the future. Furthermore, when you're [...]
The US Department of Labor estimates that more than 20% of Americans never save any part of their annual income. The no-savings lifestyle will impact your financial stability, especially when you are approaching retirement. Social Security plays a vital role in providing a financial foundation for workers when planning for retirement. It also includes income [...]
Saving money can be difficult and nearly half — 42.3% — of Americans only have less than $10,000 saved for retirement. If you fall into this demographic, or if you’re just looking for a better way to start saving more, considering a financial advisor could be your best course of action. Top financial advisors can [...]
Saving is one of the most difficult habits to cultivate among Americans, and it has nothing to do with how much they earn every month. Those with huge salaries are struggling just the same way low-income earners do. What could be the problem? Probably, they do not have sufficient knowledge of how to spend or [...]
Saying you want to be smarter financially, and actually doing it are two different stories. If you’ve been spending all of your money without a second thought, it’s time to consider working with top financial advisors. If you need more information on what a financial advisor is or how you can get in touch with [...]
The fact is that many Americans are not prepared for retirement. This is in part because the United States culturally places so much emphasis on working years, and many Americans live paycheck to paycheck. Therefore, it's difficult for them to save in general, let alone save for retirement. Lots of people don't think about retirement [...]
Fiduciary management services from a trusted source are vital to the success of your asset management. The right fiduciary management team will manage your assets and help them grow through a proven strategic approach. Certified financial planners that are focused on committed fiduciary management services can be your best ally in managing your assets and [...]
Working with a savvy financial advisor is one of the smartest moves you can make. To learn more about what you should ask your financial planner when considering them for the job, continue reading. Why Hire a Financial Advisor in the First Place? They can keep your money safe. You don’t have to be a [...]
Retirement planning is a wise financial strategy that secures your future. Your contributions to the retirement kitty ensure that you have some financial security, fun, and comfort at old age. The U.S. Department of Labor estimates 20% of the American workforce never save any part of their annual income, creating an uncertain future. Planning for [...]