Certified Financial Planner in Knoxville, TN

“If you don’t know where you are going, you’ll end up someplace else.” – Yogi Berra

If you value a deep dive into your retirement future, we offer an in-depth financial planning process to accomplish just that. Your plan is laid out in 4 major sections:

Have a question about Financial Planning? Contact us now.

Comprehensive Financial Planning

“If you don’t know where you are going, you’ll end up someplace else.” – Yogi Berra

If you value a deep dive into your retirement future, we offer an in-depth financial planning process to accomplish just that. Your plan is laid out in 4 major sections:

Income
Investments
Healthcare
Legacy & Estate
Conclusion

Have a question about Financial Planning? Contact us now.

Income
• Using dedicated Social Security maximization software, we identify your optimal Social Security claiming strategy.
• We build a personalized Retirement Income Plan to determine sustainable spending goals over various life expectancies, using your current assets and savings rates and applying inflation factors and investment returns
Investments
• We identify your risk personality, segmented by time. How risk averse are you for money you need to withdraw and spend “soon”, versus money you won’t need until “later”.
• We design an Investment Bucket Strategy to support your wishes, wants and needs over 3 time horizons: Now, Soon and Later.
• We identify your unique tax-efficient order of asset withdrawal at retirement.
• We assess current investment strategy against your risk personality.
• We assess the tax-efficiency of your current investment strategy.
Healthcare
• We provide you an overview of health savings accounts and Medicare cost minimization.
• We help you identify long-term care funding sources.
Legacy & Estate
• We review beneficiary designations & legacy desires from a tax and probate perspective.
• We connect you to an estate attorney if updated legal documents are desired.
Conclusion

As you can see, each plan uniquely reflects your circumstances and is the first, significant step toward helping you quantify your retirement and identify any course corrections needed.

According to a 2019 Fidelity survey, people with a financial plan ranked their retirement confidence as a 9 out of 10, while those without a financial plan only ranked their confidence as a 5 out of 10. How about you? Would you like your confidence to be a 9? Working with the top Knoxville, TN financial advisors can get you there.

Financial planning costs range from $995 to $1,495, depending on complexity.

We also provide an additional tax-planning overlay covering Roth conversion strategies, RMD strategies and overall tax minimization for an additional $500 to $900, depending on complexity.

Call Us at (865) 622-2162